We do not sell personal data to outside vendors.
Mortgage Markets CUSO, LLC recognizes that protecting your privacy is paramount to maintaining the trust you have put in us.
Mortgage Markets CUSO, LLC. Collection of Personal Information
Mortgage Markets CUSO, LLC collects non-public information about you from some or all of the following sources:
- Applications or other forms – this includes name, address, social security number, assets and income
- Transactions with Mortgage Markets CUSO, LLC, our affiliates or others – this includes account balances, payment history, parties to transactions and credit card usage
- Consumer reporting agencies – this includes credit worthiness and credit history
What Mortgage Markets CUSO, LLC Discloses
We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted by law.
Affiliates and Joint Marketing
Mortgage Markets CUSO, LLC. does not presently have any affiliates so there is no sharing of non-public personal information with any affiliates. Mortgage Markets CUSO, LLC. does share non-public personal information with companies in which we have joint marketing agreements.
Opting Out of Mortgage Markets CUSO, LLC. Sharing of Personal Information
To limit our sharing of non-public personal information -By Mail – Please mail a request to “opt out of information sharing” to the following address and include whether your choice to opt out includes all mortgage applicants or specify which mortgage loan applicants are not opting out of information sharing, and include the account number assigned to your mortgage application:
Mortgage Markets CUSO, LLC.
ATTN: Privacy Opt Out
62 Hyde Avenue
Vernon, CT 06056
Note - Opting out of information sharing does not include any service providers necessary to facilitate your mortgage request.
Security
Mortgage Markets CUSO, LLC has established high standards for protecting member information from unauthorized access, alteration or destruction that comply with Federal regulations to guard your non-public personal information.
Mortgage Markets CUSO, LLC employs and maintains network firewalls and other security features that are recognized as industry standards (e.g. Secure Socket Layers, password-protected logins, server logs, access control restrictions, etc.) in an effort to prevent disruption of service or loss, theft, or alteration of sensitive information. We use reasonable commercial efforts to stay current with frequent changes in security requirements.
Mortgage Markets CUSO, LLC restricts access to non-public information about you to those employees who need to know that information to provide products or services to you.
Mortgage Markets CUSO, LLC maintains its Privacy of Consumer Information Policy (“Privacy Policy”) to effectively comply with its obligation to protect and respect the privacy of individuals and to protect the security and confidentiality of borrower’s nonpublic personal information (“NPI”) under the Gramm-Leach-Bliley Act (“GLBA”), FACTA and other laws, regulations and standards regarding privacy, use, and dissemination of non-public information. This policy applies to all MMCUSO's employees, consultants and vendors acting on Mortgage Markets CUSO’s behalf.
The requirements and restrictions imposed by GLBA and FACTA are incorporated into the standard processes and procedures followed by all Operations staff. All required notices sent to borrowers undergo rigorous reviews by the Regulation and compliance vendor's prior to being placed into production.
Questions
If you have any questions about our privacy policy, please call 860-454-4252.